Paying for your medical bills after an accident that wasn’t even your fault is stressful enough, even for those with robust driver’s and health insurance. Under California law, the at-fault party or their insurance company is responsible for paying your bills, but you could be saddled with mounting medical debt while the insurance company delays giving you a payout.
Fortunately, there are still options for those who lack health insurance and who are struggling to pay for their medical treatments after suffering an accident.
If eligible, you can pay your bills with Medicare, Medi-Cal, or CHIP (for children). Just as you would with private health insurance, you submit your treatment bills to the government for payment. Most insured drivers and premise owners in the state also have Med Pay as part of their insurance coverage, which you can use to pay those out-of-pocket costs that your government-funded health insurance didn’t cover (think deductibles and co-pays). If you sustained your injury while on the job, California has workers’ compensation to pay for your medical expenses. Using one of these options will prevent a doctor’s office or hospital from submitting your debt to a collection agency.
When the at-fault party’s insurance finally gives you your payout (which could be months or even years after your accident, depending on the circumstances), you can use this money to reimburse any remaining medical expenses.
If you’ve been injured due to someone else’s negligence, you need the help of an attorney to strategize how best to pay your bills without health insurance. An experienced personal injury attorney can make arrangements with doctors for you so that you can receive as much care and treatment as you need. When there’s an attorney on your side, doctors are often willing to accept contingency payment once you reach a settlement or win a lawsuit against the insurance company.
Attorney Russell Kohn has over 30 years of experience helping victims of accidents recover for their damages both in and out of the courtroom. You could be entitled to compensation for your pain and suffering on top of your medical bills and out-of-pocket expenses. We use our extensive knowledge of personal injury law to determine what your fair compensation should be and then we fight to get you that amount.
With the Kohn Law Office on your side, you don’t have to worry about paying your lawyer or your doctors. You can focus on recovering physically and mentally from your accident.