What Is A Minor Car Accident?
A minor car accident does not result in major physical injury and involves only minor damage to the vehicle. A major car accident involves injuries and/or serious damage to the car. Although minor accidents may not be as serious, they can still require expensive repairs and have lingering effects on those involved.
Most drivers will be involved in at least a few auto accidents over the years. At Kohn Law Office, we understand how difficult it can be to recover from an automobile accident.
In many instances, financial compensation may be essential to helping you and your loved ones overcome the impact of an accident. These are some of the impacts of a minor car accident versus a major accident.
A minor car accident, such as a fender bender, usually does not result in major physical injury. A serious car accident, on the other hand, may result in several minor or significant injuries. In some cases, these are long-term or permanent disabilities.
In addition to pain and suffering, these injuries could result in your inability to work in the same position or field, the need to retrofit your home or car, the need for ongoing medical attention and more.
Financial loss can be significant in both minor and major car accidents. In addition to paying for your auto insurance deductible, you may also be faced with a financial loss related to being upside down on a vehicle that was totaled in the car accident.
Other financial losses are more common with major auto accidents rather than minor ones. These additional losses include medical expenses, lost wages, the inability to continue working and more. You and your loved ones may experience severe hardship as result.
Auto Insurance Coverage
Accidents can also impact your auto insurance rates and even your ability to maintain existing coverage. This holds true for both minor and major accidents. When your premium increases, your personal budget is impacted for years in some cases. If you cannot obtain coverage after a serious accident, you may have to find an alternate way to run errands, get to work, and live your life normally the way you did prior to your accident.
At Kohn Law Office, we understand how devastating a minor or major car accident can be. After an accident, you may wonder if there is anything that you can do to obtain compensation for the accident. As a personal injury attorney office, we have helped many individuals in similar situations pursue justice through a civil lawsuit. Consulting with a personal injury attorney as soon as possible may provide you with more detailed information that is specific to your circumstances.